Accounting that keeps up with your business — not the other way round.
Pipernus is the books-and-banking platform for UK small businesses and their accountants. Reconcile your bank in minutes, raise invoices that get paid, and stay MTD-compliant without the spreadsheets.
No credit card needed. Cancel any time.
12 Oct
Stripe Payments UK
11 Oct
Amazon AWS EMEA
10 Oct
TFL Travel Charge
Making Tax Digital ready
UK VAT compliant
GBP Native
GDPR Compliant
Why Pipernus?
Most accounting tools treat bookkeeping like a chore you tolerate. We treat it like a live read on the health of your business — fast enough to check every morning, deep enough to file with HMRC.
Bank-first design
Match, categorise and publish in one flow. We don't bury the ledger, we just make it accessible.
UK-native
VAT schemes, MTD, CIS, and pound sterling — built in, not bolted on for the US market.
Built for the everyday
No 400-screen onboarding, no 'call your accountant' walls. Set up in minutes, not days.
12 Oct
Stripe Payments UK
11 Oct
Amazon AWS EMEA
10 Oct
TFL Travel Charge
Bank matching that's smarter than a rule
Connect your bank or import a CSV and Pipernus surfaces the right match at the top of the list — direction-aware, amount-tolerant, and quiet when there’s nothing to suggest.
- Connects via Open Banking (TrueLayer / Stripe) or CSV.
- When the same kind of transaction comes through every month, let a custom rule handle it completely.
Recurring invoices that run themselves
Create recurring invoices in seconds and let them send automatically on the schedule you choose. Keep billing consistent, reduce admin work, and make sure customers receive invoices on time — every time.
- Recurring invoices sent automatically on daily, weekly, monthly, or custom schedules.
- Flexible billing frequencies to match your business needs.
- Automatic invoice generation with no manual input required.
- Custom reminders and notifications for upcoming or sent invoices.
- Custom branding included as standard.
INVOICE
INV-2026-089
Pipernus Ltd
London, UK
Pay instantly via secure link
Invoices that actually get paid
Raise professional invoices in seconds. Customers pay by Bank Transfer, Direct Debit, Open Banking or card — whatever’s easiest for them. Payment reminders go out on schedule without you lifting a finger.
- Customers pay by Bank Transfer, Direct Debit, Open Banking or card — whatever's easiest for them.
- Automatic reconciliation when the payment hits your account.
- Open Banking 'Pay Now' links
- Automated chasing for late payers
- Custom branding as standard
INVOICE
INV-2026-089
Pipernus Ltd
London, UK
Pay instantly via secure link
Supplier
British Gas
Amount
£142.80
VAT
£7.14
Due Date
28 Oct 2026
Bills & suppliers, without the pile on your desk
Snap, upload or email a PDF and Pipernus reads the supplier, amount, VAT and due date for you.
- One click to publish, one click to pay.
- Split costs across categories when a bill covers several lines of work.
98%
Match Accuracy
2 mins
Daily Rec Time
Real accounting underneath
Double-entry ledger. Chart of accounts you can actually edit. Trial balance, P&L, balance sheet, debtors and creditors ageing, and a full general ledger with Posted and Reversed audit trail.
"Your accountant will stop apologising to theirs."
Multi-company, multi-activity
Run several businesses or track multiple activities and locations under one login. Switch context in two clicks.
Accountant Access
Invite your accountant as a user in one click — cloud-based, always up to date. No file exports, no version confusion.
Built for HMRC
Standard and Cash VAT, Flat Rate, CIS, MTD for VAT and MTD for Self-Assessment — prepared, reviewed and submitted straight from inside the app.
VAT returns
Prepared, previewed, and submitted from one single screen.
CIS handled
Construction Industry Scheme calculations built in automatically.
MTD Ready
Fully compliant for both VAT and upcoming Self-Assessment changes.
Real accounting underneath
Under the hood, it's a full double-entry ledger. Trial balance, P&L, balance sheet, debtors and creditors ageing, and a full general ledger with Posted and Reversed audit trail. Your accountant will stop apologising to theirs.
Audit Trail
Chart of Accounts
Journal Entries
Debtors Ageing
Who is Pipernus for?
Bank-first design
Match, categorise and publish in one flow. We don't bury the ledger, we just make it accessible.
UK-native
VAT schemes, MTD, CIS, and pound sterling — built in, not bolted on for the US market.
Built for the everyday
No 400-screen onboarding, no 'call your accountant' walls. Set up in minutes, not days.
Minutes
Not afternoons. That’s how long bank reconciliation takes.
One
Screen to prepare, preview, and submit your VAT return.
Zero
Orphan entries. Every journal balanced, every reversal auditable.
Take the paperwork off your plate.
If the only reason you look at your accounts is because HMRC is asking, you’re using the wrong tool. Pipernus gives you a business dashboard your bookkeeper will love and your bank manager will actually understand.
No credit card needed. Cancel any time.